Oral financing

Smile now, pay later

Financing and hire purchase—more flexible payment options

With Oral financing, you can start your treatment with peace of mind. You can pay for the treatment in instalments and even choose the instalment sum yourself.

You can complete the credit application (see form below) conveniently at home or at any of our clinics. For credit exceeding EUR 6,000, the application must be completed manually. These forms are available at our clinics. The credit granter is Resurs Bank AB (publ).

How you benefit from Oral financing: 

  • You don’t need to pay anything when making the purchase. The invoice will be sent to you in the next month following the purchase and, at this point, you can choose the payment option most suitable for you.
  • You always get a payment period of 30–60 days, free of any charges and interest.
  • You can split the payment over a longer period of time and choose from a variety of payment options. 


Apply today! 

Complete the application form carefully. Pay special attention to the following:

  • Make sure you enter your personal identity code correctly.
  • Make sure you enter your contact information (e.g. telephone number and e-mail address) correctly.
  • When entering your income information, remember the difference between gross (before taxes) and net (after taxes) income.
  • If you are a pensioner, select the ‘Permanent employment’ option, enter your retirement date and mark ‘Pensioner’ in the ‘Employer’ field.
  • For credit of EUR 6,000–10,000, you must attach to the application your most recent salary slip/pension statement and a tax certificate.


Credit decision sent to your e-mail within 24 hours 

Once you have received the decision on granting the credit, you can come to our clinic for treatment. You must have proof of identity with you. We will review the final credit agreement and confirm the financing agreement concerning your treatment at the clinic.

For credit of EUR 6,000–10,000, the application processing time is about one week. The credit decision will be sent to the clinic where the application was submitted. The clinic’s staff will inform you of the credit-granting decision, after which you can come to our clinic for treatment.

Review different payment options before applying for the credit

Please note: If you cannot open the application form, account terms or financing table, make sure that you have Adobe Reader installed on your computer. You can download it free of charge here.

The application can only be submitted using Internet Explorer or Mozilla Firefox.

Complete your credit application HERE (application only in finnish)

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